Lucas Luoma borrowed $22,000 to start a new business. The lender has agreed to a grace period and will carry the debt for six years at 7 percent interest with no payments required (the loan will still accrue interest). Once the grace period has expired, Lucas will pay off the loan over the next 14 years at 10 percent interest. What will his annual payment be? (Use o Financial calculator/Excel to arrive at the answer. Do not round intermediate calculations. Round the finol answer to nearest whole dollar.) Annual payment