Lucy has consistently split her RRSP contribution between her own RRSP and a spousal RRSP. Her contributions over the past six years are:

Spousal RRSP ~ January 2010 - $6,000 ~ February 2011 - $5,000 ~ December 2012 - $5,500 ~ July 2013 - $6,000 ~ January 2014 - $5,000 ~ January 2015 - $6,000

Regular RRSP ~ January 20010 - $6,000 ~ February 20011 - $5,000 ~ December 2012 - $5,500 ~ July 2013 - $6,000 ~ January 2014 - $5,000 ~ January 2015 - $6,000

In June 2012, Lucy's spouse, Lester, withdrew $12,000 from a spousal RRSP under which he is the annuitant and Lucy is the contributor. What income tax consequences arise from this withdrawal?

	The full $12,000 is taxable to Lester
	The full $12,000 is taxable to Lucy
	$11,000 is taxable to Lucy and $1,000 is taxable to Lester
	$6,000 is taxable to Lester and $6,000 is taxable to Lucy