Lucy retires in 25 years from now and she has two objectives to attain. The first objective is to receive $45,000 per year for forty years once she retires in 25 years. The second objective is to buy jewelry with the estimated cost of $50,000 in 10 years from now. She pays $6000 per month at the rate of 5% interest to save the amount for her objectives for 10 years from now. Find out the annual payment between the years 11 years to 25 years?