Luna wants enough life insurance to cover $30,000 per year until her 8-year-old turns 18. Using the Capital Drawdown method, what life insurance is recommended to meet Luna's needs? Luna wants enough life insurance to cover $30,000 per year until her 8-year-old turns 18. Using the Capital Drawdown method, what life insurance is recommended to meet Luna's needs? $300,000 of universal life $150,000 of 20 year term $150,000 of whole life with paid up additions $300,000 of 10 year term