Lush Gardens Co. bought a new truck for $52,000. It paid $6,240 of this amount as a down payment and financed the balance at 3.85% compounded semi-annually. If the company makes payments of $1,700 at the end of every month, how long will it take to settle the loan? 3 years and 5 months 3 years and 6 months 2 years and 5 months 2 years and 7 months Express the answer in years and months, rounded to the next payment period