Lyle forges Kim's name as a maker of a promissory note. The note is made payable to Lyle. Lyle indorses the note in blank, negotiates it for con$-$sideration to Bret, and then leaves the country. Bret, without indorsement, delivers the note for consideration to Fern. Fern, also without indorsement, delivers the note for consideration to Rick. On Rick's presentment of the note to Kim, the forgery is discovered.

Who can Rick file a claim against for recovery? Under what legal theory$($s$)?$ Please be through in your analysis