Macy's Department Store management is applying for a $50 million loan for expansion. You, the loan officer for a major commercial bank, is tasked with approving loans. You requested and was Chunn the ment rarant halanra chept nresented below: a. Please calculate the Debt Ratio (Total Liabilities / Total Assets) for the 12-months ending Jan 28, 2023. Please show your calculations for full points. b. In more than 100 words, please explain if you would approve the request based on the calculation in (a). Please be detailed by explaining the criteria used in arriving at your decision. c. Please calculate the Debt/Equity Ratio (Total Liabilities/Total Owner's Equity) for the 12 . months ending Jan 28, 2023. Please show your calculations for full points. d. In more than 50 words, please explain to non-accounting or non-finance personnel what information is communicated by the Debt/Equity ratio. Your answer should include an explanation as to why the ratio is important to the users of the financial statements (lenders, bankers, suppliers, etc.)