Madelyn is calculating the present value of a bonus she will receive next year. The process she is using is called: Multiple Choice growth analysis. discounting. reducing. occumulating. compounding. Cullen invested $5,000 five years ago and earns 6 percent annual interest. By leaving his interest earnings in her account, he increases the amount of interest he earns each year. His investment is best described as benefitting from: Muliple Choice discounting. aggregating- accumulating compounding. simplitying. With amortized loans: Multiple Choice the payment remains the same, the interest portion increases, and the principal portion decreases over the life of the loan. the payment decreases, the interest portion remains the same, and the principal portion increases over the life of the loan. the payment increases, the interest portion decreases, and the principal portion increases over the life of the loan. the payment remains the same, the interest portion decreases, and the principal portion increases over the life of the loan