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Madison's gross tax liability is $ 1 2 , 8 0 0 . Madison had $ 3 , 5 2 0 of tax credits available,

Madison's gross tax liability is $12,800. Madison had $3,520 of tax credits available, and she had $11,450 of taxes withheld by her employer. What are Madison's taxes due (or taxes refunded) with her tax return?
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$0 taxes due and $0 tax refund
$9,280 taxes due
$2,170 tax refund
$1,350 taxes due
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