Malaya is the Chief Operating Officer (COO) of Neo Transport Inc. in Truro, Nova Scotia which has 85 employees. Malaya has been charged with implementing the company's group benefits and insurance plan. You are the agent on the plan and you are working closely with Malaya on the group's plan member enrolment. Which of the following statements about plan member enrolment is correct?

a)		If the group plan is contributory, 100% of the employees will be required to join the plan and participation will be mandatory.
b)		When a new employee qualifies to join a group plan that has optional participation, there is usually no limitation period for joining.
c)		There is a pre-determined percentage of the employees that must sign up before a non-contributory plan can be put into place.
d)		There is a need to actively solicit participation in the group plan when it is a contributory flexible-benefit plan.