Malena meets with you to discuss her insurance and estate plans. She has been married to Alberto for 10 years, but is considering divorce. Both Malena and Alberto had their wills drawn up 5 years ago, and Malena has a universal life policy with Alberto listed as the beneficiary. Which of the following outcomes would result if Malena divorces Alberto?

a)If Malena dies after the divorce, she will have died testate.
b)Malena’s insurance policy would not be subject to division of property.
c)Malena’s will would be automatically revoked.
d)Alberto’s beneficiary designation would be automatically revoked.