Management of Wile-IT Computing Company would like to compare the net cash flows of the option of financing the solar power project using retained earnings versus an amortized loan as shown in the following table.

Using a 35% MARR, calculate the present worth of each option and determine 1) whether either option is viable, and 2) which is the better option to choose. Show the periodic discounted cash flows for each scenario and explain the financial rational behind the decision based on the evaluation criteria. Show formulas, calculations, and results.