Average Joe's Eller classmate Richie Rich brags to Joe that he has earned an annual return of 60% investing in dogecoin, polka dot, and other cryptocurrencies.  If Joe saves $750 per month and somehow earns 60% annually instead of 3.5%, how many months will it take Joe to save $60,000?

Question 4 options:

a) 42

b) 57

c) 33

d) 49