Managing Your Investment Assets term securities (Treasury bills, CDs, etc.), bonds (municipal bonds, corporate bonds, etc.), and equity funds or equities (stocks, stock mutual funds, etc.) The following table illustrates several model portfolios that you can use as a basis for your own investment plan time horizon, risk tolerance, and investment philosophy. old and will begin college in approximately 8 years. Although Shanna would like her daughter's college savings to grow, she is also concerned about investing an entire portfolio into the stock market. However, she is comfortable with a medium level of risk for the sake of growth. Shanna is investor with a time horizon of If no funds are recommended to be allocated toward an asset, enter " 0 " into the numeric entry box for that asset. In general, if you have a longer time horizon and a higher risk tolerance, then a higher percentage of your portfolio should be the . If you are investing for a shorter time horizon, or if you have a more conservative investment philosophy, then you should invest a greater percentage of your portfolio in