Mandates PvcomBank Gia Dinh branch performs $3$ functions of a commercial bank. $-$ Credit intermediary function: With this function, both acting as a lender and enjoying the profit that is the difference between the deposit interest rate and the lending interest rate and contributing to creating benefits for all parties. join. $-$ Payment intermediary function: The branch performs a number of payment services according to regulations of PvcomBank. $-$ Money creation function: The money creation function is implemented on the basis of two functions: credit intermediary function and payment intermediary function. Through the credit intermediary function, PvcomBank Gia Dinh branch uses the capital mobilized to lend, the loaned amount is used by customers to buy goods and pay for services.