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Manuel's health insurance includes a $500 deductible and 80/20 coinsurance on all services that are not preventable. Manuel visited the doctor for a sore throat

Manuel's health insurance includes a $500 deductible and 80/20 coinsurance on all services that are not preventable. Manuel visited the doctor for a sore throat on January 1st. The bill was $40. How much will Manuel pay for the visit?

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