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Many estate lawyers advocate for the inclusion of a total failure clause,' commonly referred to as a Titanic or Armageddon clause. This clause functions as

Many estate lawyers advocate for the inclusion of a "total failure clause,' commonly referred to as a "Titanic" or "Armageddon" clause." This clause functions as a safeguard in the unlikely but possible event that all of your primary and contingent beneficiaries die before receiving your assets. If you were to add such a clause to your will, who would identify to receive your estate

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