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Many homeowners live on floodplains but have homeowners insurance nonetheless. Must insurance companies write such policies? Do homeowners on floodplains pay more in premiums? If

Many homeowners live on floodplains but have homeowners insurance nonetheless. Must insurance companies write such policies? Do homeowners on floodplains pay more in premiums? If insurance companies are convinced that global climate change is happening, with rising sea levels and stronger storms, can they simply avoid writing policies for homes and commercial buildings in coastal areas?

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