1. Many people complain that insurance companies do not pay out the actual cash value of either a home or a vehicle when a claim is made, how do you feel about this practice? What do you think would happen if insurance companies were more generous with their payouts on claims
2. How do you feel about the ways insurance companies group people to determine the underwriting process?
3. Many people assume that if they have property or homeowner's insurance everything is covered. Please share a story of how you know this is not the case either by your own experience or someone you know.