Maria obtained her G2 license last year. 11months ago she went to a

friends house for dinner. While at her friends house she had 4 glasses

of wine. Her friend Lee gave her permission to drive his car to get

more wine. She left his friends house, and on her way to the LCBO,

she was involved in a motor vehicle accident.She failed to

stop at a red light, at Upper James and Mohawk Rd. in Hamilton, and

she struck a cyclist crossing Upper James. The police charged Maria

with refusing to take a breathalyzer. She has now been convicted of this

charge.

The cyclist sustained serious injuries and is a paraplegic as a result of the

accident.

Fully explain whos insurer will deal with the cyclists

serious, bodily injury claim, and why?

Lee has an automobile insurance policy with a $1 million third party

liability coverage limit, and Maria has an automobile insurance policy

with $2 million third party liability coverage limit.

Fully include and explain all legal aspects of this cyclists bodily injury

Claims.