Marc & Sally plan, monitor, and assess their financial position using cash flows over a month. They have a savings account and the bank loans money at 5.6% per year while it offers short- term investment rates of 3.15%. The cash flows during September were as follows: Item Cash Infiow Cash Outfiow Clothes $440 Interest received $380 Dining out 430 Groceries 810 Salary 5,975 Auto payment 340 Utilities 314 Mortgage 1,120 Gas 340 a Determine the total cash inflows and cash outflows. Total cash inflow: Total cash outflow: b. Determine the net cash flow for the month of September. c. If there is a shortage, what are a few options open to them? Option 1 Option 2 d. If there is a surplus, what would be strategies for them to follow? Give two specific examples. 1 2