Marcus has $38,590 in student debt that he wants to consolidate in to one loan. Use the loan consolidation calculator to find out what the consolidated loan will mean for Marcus. Currently he has three loans with standard loan terms of 10 years: a subsidized Stafford loan of $14,897 with 5.15% interest; an unsubsidized Stafford loan of $16,852 with 5.45% interest; and a PLUS (DL) loan of $6,841 with 6.35% interest. loan consolidation calculator If Marcus pays the consolidated loan over 10 years with standard terms, how much salary will he need to earn if he devotes 15% of his gross salary to repay the loan