Marcy's projections \\begin{tabular}{|r|r|r|} \\ \\begin{tabular}{r} Years (end \\\\ of year) \\end{tabular} & \\begin{tabular}{r} Future Value of Education \\\\ Cost (4\\%) \\end{tabular} & \\begin{tabular}{r} Pducation (bsts (using \\( \\mathbf{8 \\%} \\) \\\\ as the discount rate) \\end{tabular} \\\\ \\ 11 & & \\\\ \\ 12 & & \\\\ \\ 13 & & \\\\ \\ 14 & Total & \\\\ \\ & & \\\\ \\ \\end{tabular} 8 Total Present Value \\( \\$ 60.133 .42 \\)