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Margaret Luna received her January 5 , 2 0 0 5 bank statement which shows a $ 7 8 2 . 1 9 balance. Her

Margaret Luna received her January 5,2005 bank statement which shows a $782.19 balance. Her checkbook shows $748.20 balance. The following transactions occurred: $2.50 check processing fee checks at $.10 automatic withdrawal to Nicor, $4.00 teller fee, NSF fee of $27.00,$8.50 ATM fee, $20.00 stop order payment order,
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