Maria is in the 28% tax bracket. Steve is in the 33% tax bracket. They each itemize their deductions and pay $20,000 in mortgage interest during the year. Compare heir true costs for mortgage interest. How does the answer change if Steve does not itemize? Maria's true cost for mortgage interest is $. Simplify your answer.) Steve's true cost for mortgage interest is $ . Simplify your answer.) . Steve's true cost for mortgage interest if he does not itemize his deductions is $ Simplify your answer.)