Marian plunket owns her own business and is considering an investment. If she undertakes the investment, it will pay $12,000 at the end of each of the next 3 years. The opportunity requires an initial investment of $3,000 dollars plus an additional investment at the end of the second year of $15,000. What is the NPV of this opportunityif the interest rate is 3% per year? Should Marian take it?

The NPV of this opportunity is $________round to nearest dollar