Marian Plunket owns her own business and is considering an investment. If she undertakes the$$ investment, it will pay $$12,000$ at the end of each of the next $3$ years. The opportunity requires an initial investment of $$$ $3,000$ plus an additional investment at the end of the second year of $$$

$15,000.$

What is the NPV of this opportunity if the interest rate is $8\%$ per$$ year?

Should Marian take$$ it$?$

The NPV of this opportunity is $$$ $($Round to the nearest$$ cent.$)$