Marian Plunket owns her own business and is considering an investment. If she undertakes the investment, it will pay $4,960 at the end of each of the next 3 years. The opportunity requires an initial investment of $1,240 plus an additional investment at the end of the second year of $6,200. What is the NPV of this opportunity if the interest rate is 1.8% per year? Should Marian take it? What is the NPV of this opportunity if the interest rate is 1.8% per year? The NPV of this opportunity is $ (Round to the nearest cent.)