Marilu is $83$ years old and has been blind for four years. She is no longer able to drive or cook for herself.

Assuming she has a qualified long$-$term care plan, is she considered chronically ill?

a$.$ Yes, she has been unable to perform two activities of daily living for over $90$ days.

b$.$ Yes, she does have to prove to the insurance company she is unable to perform these tasks.

c$.$ No$,$ sight is not considered an activity of daily living, although cooking is$.$

d$.$ No$,$ neither sight, cooking or driving is considered an ADL