1. Marina wants to borrow RM 20,000 as a downpayment for her RM 200,000 apartments.The bank is going to charge her 12 % interest annually and she is required to pay back the loan in 10 years. If interest is compounded annually, how much Marinas yearly investment?

2. Monisha is 40 years and she has opened an account which pays 8 percent interest and requires RM10,000 annual deposits until her retirement at 55. Calculate the maximum annual withdrawal that she can benefit after her retirement if she expects 15 years of retirement life.

3. Jun has a trust fund with a balance of RM 50,000 that earns 6% annually. She wants to make equal withdrawals at the end of the next 5 years so that the balance is zero when the last withdrawal is made. How much should be each withdrawal?