Maris buys a laptop worth PhP80,000 if paid in cash. On installment basis she pays PhP35,000 down payment, Php 10,000 at the end of 1 year, PhP 9,000 at the end of 2 years, and a final payment at the end of 3 years. If money is worth 7% effective, what is the final payment?

Group of answer choices

PhP 36,441.89

PhP 35,154.80

PhP 33,276.67

PhP 34,047.94