Marissa has two credit cards. The first credit card has a credit limit of $$19,500,$ and Marissa has $$19,000$ of debt on that card. The second credit card has a credit limit of $$17,500,$ and Marissa has $$0$ of debt on that card. 

 

 $1.$ What is Marissa's debt$-$to$-$credit ratio?  

 

 $2.$ Marissa realizes that she never uses her second credit card. She decides to close that line of credit. What is Marissa's new debt$-$to$-$credit ratio?  

 

 $3.$ Based on class slides, is Marissa's new DCR good or bad? What might this mean if Marissa wanted to take out an additional line of credit?