Mark Meweird has a comprehensive medical insurance policy with a $750 annual deductible, an 80/20 coinsurance clause. Mark's annual insurance premium is $785. Maximum annual out of pocket cost per year = $6,350

Does Marks maximum annual out of pocket cost include the cost of premiums? ____________

Medical Procedure	Deductible	Co-insurance	Out of pocket (based on insurance)	Cumulative out of pocket (based on insurance)
January 10 Accidental knife wound while peeling an onion which required stitches. Cost: $350
March 15 Broken arm with xrays. Cost: $1550
June 23 Cold leading to strep throat. Cost: $45
September 9 Elective plastic surgery to give Mark something other than a Jimmy Durante nose. Cost: $4,350
November 14 Heart attack after being mistaken for Tom Cruise required hospitalization and surgery. Cost: $35,000
December 24 Severe gastritis after eating fried oysters and drinking festive assorted punches at Dr. Weagley's home on Christmas eve which required a pumping of the stomach. Cost: $650
TOTAL ------>