Mark purchased a car in January for $21000. Given the following information, what is his total cost of ownership for the first year (rounded to the nearest $100)?

Monthly loan payment: $321

Gasoline: $1846

First-year depreciation: $4400

Auto insurance annual cost: $2600

Registration and license: $390

Sales tax: 5% of sales price

Regular oil changes: $120

$13250

$9900

$14300

$10730