Mark smokes a pack of cigarettes a day. Each pack of cigarettes costs $2.25. Mark, having learned about the time value of money in his finance class, is wondering how much money he could accumulate if he quit smoking and invested the money. Assuming, the amount saved each year is invested at the end of the year at a 8% rate of return, how much could Mark accumulate during the next 40 years (assume a 365-day year and that the cost of cigarettes stays constant over the 40 year period)