Mark was driving through a local park when he became distracted and struck a parked vehicle.

Mark's vehicle sustained $$4,200$ in damage. The parked vehicle, owned by Nathan, sustained

$$5,000$ in damage and was pushed into another parked vehicle, resulting in $$2,100$ in damage to

that vehicle. Two occupants of the first parked vehicle were seriously injured. One of these

occupants, Nathan, incurred $$64,000$ in medical expenses. The other occupant, Denise,

incurred $$16,700$ in medical expenses. Nathan and Denise requested an additional $$32,000$ and

$$10,000$ respectively for their pain and suffering and Nathan demanded an $$10,000$ in lost

wages. Mark was held responsible for the accident. The state where Mark lived does not have

a no$-$fault insurance law.

Mark has a Personal Auto Policy $($PAP$)$ with these coverages and limits:

Part A $-$ Liability Coverage: $$100,000$ per person $$300,000$ per accident; Property

Damage: $$25,000$

Part B $-$ Medical Payments: $$5,000$ per person

Part D $-$ Damage to Your Auto: $$500$ deductible OTC; $$1,000$ deductible Collision

How would Mark's policy respond for the injuries and damage to Nathan's vehicle? Be sure

to address each injured party. $(15$ points$)$

How would Mark's policy respond for the damages to the second parked vehicle? $(15$ points$)$

How would Mark's policy respond for the damage to his vehicle in this accident? $(15$ points$)$

What changes would you recommend to Mark's auto policy based on the accident? i$.$e$.$

limits$,$ deductibles, other coyerages, endorsements $(15$ points$)$