Market rate is 7% compounded please answer with explanations

Calculator Using the following table, what is the present value of $41,000 to be received in six years, if the market rate is 7% to the nearest whole number. Perlods 5% 6% 7% 10% 0.95238 0.94340 0.93458 0.90909 0.90703 0.89000 0.87344 0.82645 0.86384 0.83962 0.81630 0.75132 0.82270 0.79209 0.76290 0.68301 0.78353 0.74726 0.71299 0.62092 6 0.74622 0.70496 0.66634 0.56447 0.71068 0.66506 0.62275 0.51316 CO 0.67684 0.62741 0.58201 0.46651 9 0.64461 0.59190 0.54393 0.42410 10 0.61391 0.55840 0.50835 0.38554