Market-Wise Martha has saved a lot of money over the last few years and just deposited a lump sum of $12,000 into a no load growth stock mutual fund. She has also sacrificed her purchasing "wants" and reduced her monthly expenses so she can invest $200 per month into a no load diversified balanced fund. Calculate the future value of all of Martha's investments in 30 years if she has expected annual rates of return as follows:

Growth Stock Mutual Fund: 10%

Diversified Balance Mutual Fund: 7%