Marla and Kent are married. They came to you for financial guidance. After meeting with them you discovered this financial information: $4,500: Gross monthly income $4,125: Aftertax monthly income $4,125: Monthly living expenses $2,500: Checking account balance $0: Savings account balance $130,000: Home value $3,000: Credit card balance $15,000: Student loan balance $78,000: Mortgage balance What is their debt to asset ratio? O 1.35 O 0.70 O 0.72 O 0.74