Marsha Bittner expects to receive a $600,000 cash benefit when she retires in five years from today. Ms. Bittners employer has offered an early retirement incentive by agreeing to pay her $360,000 today if she agrees to retire immediately. Ms. Bittner desires to earn a rate of return of 12 percent. a. Assuming that the retirement benefit is the only consideration in making the retirement decision, should Ms. Bittner accept her employers offer