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Martina has been a client of yours for many years. In your quarterly meeting with Martina, you evaluate her retirement portfolio performance and ensure that

Martina has been a client of yours for many years. In your quarterly meeting with Martina, you evaluate her retirement portfolio performance and ensure that progress is being made as expected. Which part of the financial planning process are you engaged in?
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Developing the Financial Planning Recommendations.
Monitoring Progress and Updating.
Implementing the Financial Planning Recommendations.
Understanding the Client's Personal and Financial Circumstances.

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