Marty, a 16-year-old, contracted with Cream-of-the-Crop Cycles to buy an S8,000 motorcycle. He agreed to make monthly payments until the purchase price plus interest were paid in full. It is three years later and Marty has not disaffirmed the contract and has made regular payments on the cycle since turning 19. Which of the following is correct? OA The contract is void and Marty has no obligation. The contract is now voidable by Cream-of-the-Crop Cycles OC. Marty has ratified the contract and is now bound by its terms OD Marty has ratified the contract but can stll get a return of the payments made while he was a minor