Marty has a valuable antique guitar collection and a signed Aaron Rodgers jersey from the Super Bowl. Which of the following is true regarding insurance coverage on these items? The jersey is not insurable because it's from a Packer Marty will need an In-land marine floater, or personal property rider to cover these Marty will need an appraisal for these items to get coverage If Marty just increases the replacement cost, he's good to go