Marvin had two term policies to compare with costs as shown below. Based on 5% after tax discount rate, which one should he sclect and why? Years Policy A Policy B 1$195$210 252405220 3$250$235 452705260 $290$285 Policy A, since NPV of Policy A is $1122 while NPV of Policy B is $1092 Policy B, sinee NPV of Policy A is $1069 while NPV of Policy B is $1092 Policy B, since NPV of Policy A is 51122 while NPV of Policy B is $1092 Policy B, since NPV of Policy A is $1060 while NPV of Policy B is $1040