Mary has decided to donate some funds to her university. She would like to fund an endowment that will provide a scholarship of $15,000 each year in perpetuity, and also a special award, Student of the Decade, each ten years (again, in perpetuity) in the amount of $60,000. How much money does Mary need to donate today, in one lump sum, to fund the endowment? Assume the fund will earn a return of 3% per year.