Mary Jackson won the New Jersey Big Lotto jackpot for $$10$ million. Mary was offered a choice to receive the $$10$ million today or receive it in equal installments of $$1$ million per year for ten years. According to one of the principles of finance, which option should Mary choose?

Mary would be indifferent as to when she received the $$10$ million since the total number of dollars received is the same either way

the $$10$ million today because it would be worth more than if Mary received it in equal installments of $$1$ million per year for ten years

the $$10$ million in equal installments of $$1$ million per year for ten years because it would be worth more than if Mary received it all today

the $$10$ million in equal installments of $$1$ million per year for ten years because Mary may spend it all right away