Mary Widow was left bonds with a face value of USD 100,000 by her late husband. She has recently become engaged to Sammy Swinger who wants to cash in her bonds and use the money to "live like royalty" for a couple of years in Las Vegas. The bonds have a coupon rate of 5% which is paid semi-annually and the bonds mature on January 1, 2011. Today's date is January 1,1996. New bonds issued by the same company with the same risk are currently yielding 10%. If Marry sells her bonds now and puts the proceeds in an account paying a 12% annual rate compounded monthly, what will be the largest payment she can withdraw monthly for two years beginning one month from now?