Marys company has decided on a 2-to-6 year graduated schedule for its 401(k). Mary has contributed $4500 per year during each of the five years she was employed, which the company matched at 50%. In addition, the company has made profit-sharing contributions totaling $26,000 for Marys benefit while she has been employed. Along with the contributions, Marys 401(k) has the following earnings: $13,500 on Marys contributions; $6,750 on the employer match; $12,750 on the profit-sharing contributions. Two months after she achieves 5 years of service, Mary leaves to take a position at a new company. How much of her retirement balance is vested? Show your work.

BONUS: If Marys company utilizes a 3-year cliff vesting schedule instead of a 2-to-6 year graduated, how much of her retirement (in dollars) would be vested.