Match each situation with the fraud triangle factor-opportunity, financial pressure, or rationalization-that best describes it. (a) An employee's monthly credit card payments are nearly 75% of his or her monthly earnings. (b) An employee earns minimum wage at a firm that has reported record earnings for each of the last five years. Financial Pressure Opportunity Rationalization (c) An employee has an expensive gambling habit. (d) > An employee has check-writing and -signing responsibilities for a small company, as well as reconciling the bank account