Match the acronym to the most correct definition: The interest rate on this type of mortgage will be adjusted up or down depending on the current interest rate levels: [Choose) The monthly payment of principal, interest, property taxes and homeowners insurance: [Choose The total principal and interest payments paid by the investor to the lender each year: [Choose The ratio of the loan amount to the property value: LTV A measure of safety for the lender, the ratio of NOI to annual debt service: [Choose This type of mortgage consists of a fixed term, as well as a fixed interest rate: FRM Financing, or closing costs are disclosed to the borrower with this: [Choose] Statement that discloses the effective interest rate on a loan: [Choose] This government agency delivers mortgage loans to low- and middle-income homebuyers: FHA A line of credit in which homeowners can borrow against their home equity and draw funds as needed: HELOC [Choose ] ADS FHA LTV GFE DCR FRM ARM HELOC TIL PITI